Need a personal loan ? SBI personal loan is just a missed call or a message away
New Delhi: State Bank of India, the country’s largest lender, has launched an Xpress credit personal loan facility for instant lending with fast approval. Customers with a salary account with SBI and a minimum monthly income of Rs 15,000 are eligible to apply for an Xpress Credit personal loan.
In order to benefit from SBI’s Xpress personal loan facility, the customer must make a missed call or send a message.
“All it takes is an SMS, to start your personal loan process. SMS
In another tweet, the nation’s leading lender wrote: “Personal loans are convenient! Give a missed call to 7208933142 and get a call bank from us.”
Features of the SBI Xpress Credit personal loan
- Loan up to Rs 20 lakh.
- Low interest rates.
- Interest on the daily declining balance.
- Reduced processing costs.
- Minimum documentation
- Zero hidden costs.
- Provision for the second loan
- No security, no guarantor.
Eligibility
Individuals with salary account with SBI.
Minimum monthly income Rs15,000
Employees working with central / state / quasi-government administration, central power units and for-profit state power units, nationally recognized educational institutions, selected companies with or without relationship to the bank.
Minimum loan amount – Rs 25,000
Maximum loan amount – Rs 20 lakh
SBI Xpress Credit personal loan interest rate
The interest rate on this SBI loan is 9.60%
Missed call number
To apply for an SBI Xpress Credit personal loan, make a missed call on this number – 7208933142.
SMS number
To apply for an SBI Xpress Credit personal loan, you can also send an SMS by typing PERSONAL on this number -7208933145.