The best cash loan – November 2017
In November, Out Banks maintained the first position in cash loans. With an attractive loan 3 times 0 PLN. You can take up to 50,000 PLN cash loan, and the commission and fees for early settlement of liabilities will close at PLN 0. Out Banks also does not use any hidden records that would expose you to additional costs. Transparent rules, low APRC (9.51%) and easy availability, all this caused that the loan 3 times 0 PLN left the other banks far behind. The entire application process takes place over the internet, which means convenience and time saving. It is no wonder that Out Banks remains at the top of our ranking for another month.
Among the cash loans on the podium unchanged
Out Banks’s most serious rivals have also remained unchanged. Mobile Sumagi Bank takes the second place, just like in October. The loan that can be taken thanks to the T-Mobile operator is higher than the one offered by Out Banks – the maximum amount is as much as PLN 200,000. PLN and it can be spread over more installments – the longest loan term is 10 years. However, it is associated with higher total costs, and you can only apply for 3,500 online requests. zł.
The podium closes with its comfort mini loan, which is the flagship cash loan of GTO BP. The bank earned such a high place in the ranking, among others high limit for loans without certificates – you have a chance even for 24 thousand. PLN without having to submit documents certifying your earnings. To get extra cash, simply complete the online application. The maximum loan amount is 120,000. zł. You will spread it into convenient installments, which you can pay back in equal installments for up to 8 years. In addition, you are entitled to a 3-month credit holiday.
Salader Consumer Bank behind the big three
Salader Consumer Bank is strongly pushed by 3 leading banks, maintaining position 4 also in the November ranking. Salader’s master loan is up to 50,000 PLN for regular customers or 35,000 for new ones. An interesting option is the option to postpone the first installment by 3 months. You also don’t have to worry about repayment after a loan. According to the data from the Credit Bureau report “Kredyt Trendy” for March 2015, Salader’s cash loan is chosen by every 5 borrower in Poland. If the bank consistently implements new facilities and is tempted by interesting promotions, maybe next month it will break the hegemony of the top three.
Who offers the highest cash loan?
In our loan ranking for November 2017, the winner is not the bank where you will get the highest loan on the market. The size of the loan amount is not the most important factor determining the attractiveness of a financial product. However, it happens that height is very important. If you need a really large amount, and it is currently the maximum available on the cash loans market. Of course, whether such a large amount will be transferred to your account depends on the individual creditworthiness of each client, which is influenced by many factors. If you have a problem with your credit history, you can look for alternative sources of financing. For larger amounts, it is worth looking for the best installment loans in the ranking. These types of non-bank services are usually higher than traditional payday loans.
“Banks feel the breath of loan companies, which is why they try to adapt their offer to the expectations of a modern customer. This can be seen, for example, in the increasing availability of loans over the internet. However, existing legal regulations still do not allow traditional financial institutions to shed the burden of onerous bureaucracy. Our ranking takes into account many factors, including the number of formalities that await the borrower. The multithreaded analysis of the offer makes it possible to select the most-as-possible cash loan No. 1”.